Olive Branch Counseling does not accept insurance and is a private pay only practice. We are approved ESA vendors and take HSA, FSA, and credit/debit payments as well as offering Super Bills to submit to your insurance to apply to your deductible.

We operate as a private-pay practice so we can provide care that’s guided by your needs, not insurance company requirements.

Insurance places limits on session frequency and length, treatment modalities, requires specific diagnoses to be approved through insurance, and often audit to review clinical information and reducing privacy.

As a private-pay practice, your clinical information stays between you and your therapist unless you request otherwise or there is a legal or safety obligation. This allows therapy to be a more confidential and protected space.

Private pay allows therapy to remain flexible, individualized, and focused on what supports your growth.

Insurance can often be a more accessible way to get mental health care, allowing for more consistency of therapy for people who have limited incomes and can’t afford private pay rates.

If you’d like to search for an in network therapist, we recommend:

PsychologyToday.com - Filter by your insurance plan, primary issue, and location to search for an in network provider.

OpenPath.com - Pay a one time fee of about $60 to see if you are eligible for the referral program and to select a therapist. Rates range from $30-70.

We accept debit/credit cards, HSA/FSA, checks, and cash payments due on the day of your service.

We are also a Class Wallet vendor and take Empowerment Scholarship Account funds for children eligible in the state of Arizona.

We hold a limited number of reduced fee slots and also have clinical interns who have lower rates, to try and provide more accessibility to care.

No. Many people seek therapy for stress, burnout, life transitions, identity exploration, parenting support, or relationship challenges not because something is “wrong.”

Insurance requires a diagnosis to authorize care. In a private-pay model, therapy does not require labeling in order to be valid or helpful.

However, we still have full ability to diagnose you without having insurance dictate the process or require certain diagnoses to get care covered.

Speak to your provider to discuss diagnosis questions and we are happy to work with you on obtaining appropriate clinical diagnoses for your records.

Yes, we can provide what is known as a superbill, which is a summary or receipt of services that you submit to your insurance for potential reimbursement or application towards your deductible.

Check your benefits by calling the number on the back of your health insurance card and ask if you are eligible for reimbursement by out of network providers for mental health services.

The full session fee is charged for cancellations received less than 24 hours before the appointment or if you completely miss the appointment.

We know life happens so just communicate any circumstances that arise so we can work with you!

The reason for the full fee is that a time is reserved for you that is most likely not able to be filled in such a short window, leading to lost income. We want to keep your provider from burn out and these boundaries help with that!

We understand that private pay is not a feasible option for everyone and being able to use insurance or a reduced rate can help alleviate the financial burden.

Every clinician holds a limited number of reduced fee slots and we also have clinical therapy interns who can offer a lower rate as well! Please feel free to ask about availability of reduced fee spots and if you have a specific provider you are trying to work with.

If you have an AHCCCS plan (such as Arizona Complete Health), community mental health centers such as Marana Health Care, Casa de Los Ninos, CODAC, and La Frontera take AHCCCS.

Agencies offer a larger variety of services including individual and family therapy, case management, medication management, child and family team meetings (CFTs), diagnostic assessment, in home family support, group therapy, crisis triage, and skills/voc rehab training.